We’re rewriting the rules of traditional banking, and we only win when our customers succeed. We’ve helped over 4 million members reach their goals seemlessly, and we’re just getting started!
We tailor and personalize our services for each client to build a strong relationship and a strong future for their business. We are an independent, collateral-based lender that can service customers at every financial stage of their needs / business. We have assisted more than 3000 borrowers over the past years.
We understand that over time, your needs will change. We always anticipates that the terms of our loans will have to change to accommodate the needs of your business. We have a variety of financing programs to offer our borrowers, including term loans, lines of credit, and leading options. We will work closely with you to customize a loan that best suits the needs of your company.
Mining seed is a lending marketplace, connecting borrowers with investors since 2019 Our Platform has helped more than 4 million members get over $70 billion in personal loans so they can save money, pay down debt, and take control of their financial future. And because we don’t have any brick-and-mortar locations, we’re able to keep costs low and pass the savings back to you in the form of great interest rates. .
A low rate can save you hundreds each year
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We are Lending Place, built to give you money—we just make loans happen. In fact, we’ve beenoffering the best loans for peoples for many years. Our firm is one of the largest and it’s filled with good loans you know and trust.
Whether you need a personal loan to consolidate your debts, catch up with unforeseeable expenses, or simply get one step closer to your dreams, we provide you with simple and effective financial research experience based on your needs.
For many years, we have empowered enthusiasts with simple and effective financial solutions that make our customers life easier!
Applying for a loan is fast, easy, and confidential. Here’s what that process looks like from start to finish:
1.Check your rate In just a few minutes, you can see what you qualify for without affecting your credit score.* Looking for a better rate? Adding a co-borrower could help. Learn more about joint applications.
2. Choose your offer. You'll get multiple loan offers if you qualify, so choose the one that works best for you.
3. Finish the online application. Confirm your information and review your To-Do List for any outstanding items.
4. Hold tight while we review your application. Sign into your Member Center anytime to check on your loan’s progress.
5. Get your cash. If your information is verified and your loan is funded, we'll deposit the money directly into your linked account. It may take a few days for the funds to reach your account, but keep in mind that interest will start to accrue as soon as the loan is issued. If you went with a balance transfer loan, we’ll pay your creditors and then deposit any additional funds into your linked bank account.
Our process is fast—most members are approved for their loans within a couple of hours.The exact turnaround time you’ll see for your application will depend on your unique details. Once you submit your application, we start confirming the information you entered about your identity, employment, and income. If we need any additional details or documents, we’ll let you know through your To-Do List, so check in on that regularly. You can also sign into your Member Center anytime to check your loan status. For more details on the loan process as a whole, contact support.
There’s no limit to the number of loans you can apply for, but your total borrowed amount between all loans can’t be more than $500,000. And keep in mind: currently.
Understanding eligibility
Curious about what can affect your eligibility? These are some of the main factors we look at for additional loans:
Outstanding balance and length of your current loans
Payment history with Us
Account standing
It’s important to us that our members’ debts stay manageable. If you aren’t eligible for another loan just yet, work on paying down your existing loan consistently and on time.
We take the privacy and security of our members, investors, and partners seriously. Here are some answers to frequently asked questions about our privacy policies.
Do we share your personal information?
Our Privacy Policy provides information about our data-sharing practices, including reasons we can share your personal information, whether we share, and if you can limit sharing.
How do I opt out of marketing and promotional emails?
To opt out of marketing and promotional emails, click the unsubscribe link at the bottom of any email you receive from us.
Do we delete your personal information after my account is closed?
Consistent with state and federal laws, we retain account information, including applications and partial applications, for a period of time. All financial service companies must meet certain retention requirements.
Do we sell my personal information as defined by the Consumer Privacy Act (CCPA)?
We don’t sell personal information as defined by the CCPA.
How do I exercise my “right to know” or “right to delete” as a consumer under the Consumer Privacy Act (CPA) as amended by the Privacy Rights Act (PRA)?
Our Privacy Policy has a section titled “Your Privacy Rights.” This section provides details about your rights as a consumer and how you can exercise them, as well as a link to our online privacy portal where you can submit a request form.
How do we protect my personal and financial information?
We maintain a security program to keep your information safe. Our security measures comply with federal law and are designed to meet or exceed industry standards for financial institutions.
Is our website secure and encrypted?
Every page of our website is secure and encrypted with Transport Layer Security (TLS)* to protect your personal and financial information over the internet. You'll see the HTTPS protocol with the corresponding lock icon in your internet browser’s address bar when you're on our site.
We are a hands-on lender. We will maintain an open line of communication to maintain a long-term relationship with all of our clients.We focus on having a clear understanding of the future liquidation value of the underlying asset relative to loan exposure, ensuring that the borrower is maintaining a comfortable asset collateral coverage.
